May 1, 2012
On behalf of AAA Fair Credit Foundation, I would like to express our sincere appreciation to all of you who have so patiently waited for the release of My Credit Plan (MCP). MCP has taken over three years to develop and this day has been a long time coming. The tools found at MCP are unique and will properly guide you to better credit scores in the quickest amount of time possible.
AAA Fair Credit Foundation is an award-winning accredited 501(c)(3) nonprofit, HUD-approved, credit and housing counseling agency based in Salt Lake City, Utah. We work directly with thousands of consumers, financial institutions, and lenders nationwide to help their clients manage their money, reduce debt, avid foreclosure, access financial services, and improve their credit standing. Our goal is to provide you with accurate information and a strategic plan to help you improve your overall creditworthiness and help you save money.
Credit scores can have a significant impact on a consumer’s financial life. Lenders rely on scores extensively in decision making, including the initial decisions of whether to lend and what loan terms to offer, for most types of credit, including mortgages, auto loans, and credit cards. Credit scores also influence the marketing offers that consumers receive, such as offers for credit cards. Further, credit scores affect account-management decisions, like raising or lowering credit limits or changing interest rates. A good credit score can mean access to a wide range of credit products at the better rates available in the market, while a bad credit score can lead to greatly reduced access to credit and much higher borrowing costs.
We are constantly working on ways to help consumers improve their financial futures. If you have any suggestions, comments or questions, please contact us at Support@MyCreditPlan.org.
President & CEO, AAA Fair Credit Foundation