You can chose from several options at MyCreditPlan.org. All options for MyCreditPlan have a one-time setup fee and a one year monthly subscription. At the conclusion of the one-year, you will be given an option to renew another one year subscription and continue paying a monthly. There is no set-up fee at renewals. The amount of the setup fee and the monthly payment both depend on the plan you select. Each plan listed provides the program offered and the associated cost.
Which program best fits your needs?
The number of updates is best determined by your true credit scores. The lower your credit scores, we recommend a greater number of updates to your Planner for the coming year. Each update occurs when you submit a credit report to My Credit Plan. You can either upload your credit report from your account, or fax to (801) 951-5212. Your information is protected by the highest levels of security and is never distributed or sold to outside parties.
The following is a general outline:
Number of Annual Updates (Plans are for 12 Months)
1 Update - Scores above 760
2 Updates - Scores between 700 - 759
4 Updates - Scores between 620 - 699
6 Updates - Scores below 620
When your update is completed, you will have 72 hours to go to the Planner program and select your predetermine dates when you plan on completing the given tasks. If you have not already done so, My Credit Plan will email you reminders on those predetermine dates to select “completed” or “update your plan.