Increase Your Purchasing Power Now!

With thousands of dollars at stake, increasing your lender’s credit scores to improve you purchasing power is critical. What’s at stake? Let’s look at a couple of examples.


Credit Score Interest Rate P&I Payment MI Payment Mortgage Balance
765 3.75% $1,389 $103 $300,000
745 3.75% $1,349 $143 $291,200
725 3.875% $1,321 $171 $280,900
705 4.00% $1,295 $197 $271,300
685 4.125% $1,258 $234 $259,600
665 4.375% $1,206 $286 $241,600
635 4.50% $1,187 $305 $227,500

If a consumer has a 765 credit score, that person will qualify for a $300,000 loan with a $1,492. A second consumer with a 635 credit score will have the same $14,92 payment, but will only qualify for a $227,500 mortgage balance. The decline in purchasing power is stunning even at a 745 credit score.

Personalized Strategies

Planner evaluates your entire credit report from the types of accounts you have open, what accounts have balances, what accounts have had recent payments or late payments, how long your accounts have been open, the types of lenders you utilize, the total balances on each account, and much, much more.


Planner then 1. Identifies account to close; 2. Knows which accounts you should keep open to drive your scores higher; 3. Know what account activity you are missing; and 4. Targets those accounts to pay down with the resources you have to pay down debt.


Is there any other program that offers this? No! Not even close!


Planner also identifies when a valued account is going inactive and provides a notice to use it. There are also times to close an account. You may have future dates of interest. Planner in its proprietary algorithm will identify specific future dates of interest when certain derogatory items are scheduled to drop from your credit report. It will give you a notice when to check your credit report to see if that account has dropped from your report.


One word to describe the Planner: Incredible!


Planner is One Powerful Program

Planner is unmatched by any other credit-based solutions program. Want to know what you can do to improve your credit scores? The Planner offers personal solutions to improve your credit scores. Planner will answer four critical questions that are important to building your FICO credit scores:

  1. What accounts you should close?
  2. What accounts you should keep open / use?
  3. What accounts, if any, do you need to open?
  4. What accounts, if any, do you need to open?


Only Planner offers this critical insight. Even lenders don’t have this phenomenal tool.


Act Now!

For this reason, it is best to enroll into My Credit Plan at least a few months before you purchase a new home or car, or even refinance a loan. Taking steps now can potentially increase your purchasing power, save money and lead to many more opportunities for you.

Don't Just Take Our Word For It

It is all in the details!


Many consumers have used the Planner and have raved about the detail analysis in the program. There is no better system available to consumers or lenders alike that provides the amount of detail and direction as the Planner.


Many consumers have used the Planner and have raved about the detail analysis in the program. There is no better system available to consumers or lenders alike that provides the amount of detail and direction as the Planner.


Planner creates a Road Map to higher credit scores! Better yet, it creates a road map in the coming months and years to improve your FICO credit scores and can have a better purchasing power, tremendous savings, and open up more opportunities. Game on? Let’s GO!