Welcome to My Credit Plan!

With our tools, we can help you improve your credit rating and realize greater savings. My Credit Plan is a one-of-a-kind program never offered before by any company or anywhere else online. Take a few minutes to discover which of our tools will work best for you. When you enroll, you will be on your way to a better financial future!


Do you know where you stand with lenders and insurance companies? Qualifier provides two distinct tools that will help you know your actual credit rating as viewed by lenders and insurance companies. Qualifier notifies you what you can expect and when you could possibly qualify for greater savings. This phenomenal tool takes out the guesswork of credit qualification.


Analyzer is a unique program that breaks down and grades your credit information on almost three-dozen credit score measurements. Analyzer helps you understand the makeup of a credit score and how you can better manage your credit scores. You can discover strengths and uncover lesser-known issues that hurt your lender’s credit scores, and learn how to fix them in a fast, efficient manner. .


Score Planner is our most powerful tool. Tired of hearing, “Make payments on time and reduce your debt.” Score Planner breaks down your accounts to identify a specific plan-of-action. It will personalize your credit report and help you know what accounts you should keep open, what accounts you should close, what accounts may be missing and more. This tool will provide your road map to higher scores.

Real People, Real Results

“Myself and two other lady friends signed up and now have created out own 850 club; one for support, another to stay on top of our mission for better credit scores. Certain life situations placed us all in debt. Now we will be on the rise. Thanks so much for your inspiration and such a solid path to follow.” Melinda F. Phoenix, AZ