My Credit Plan Blog

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The best resource to find the answers to many credit and finance questions. There are many different answers to many common credit questions. No more! My Credit Plan's blog and website are designed to help you find solutions to improve your credit scores. My Credit Plan has a success rate over 90% with an average best score improvement of 73 points! Start Your credit score journey today at www.MyCreditPlan.org. No other program comes remotely close to the success of My Credit Plan.

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Brian increased his FICO® credit score an amazing 111 points in just three months. He is now a homeowner as he gives credit to My Credit Plan and what it did to help him. My Credit Plan has lots of amazing stories with great results. Brian is one of them. To improve your FICO Scores, go to www.MyCreditPlan.org/Signup

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Many new homebuyers have little-to-no understanding how FICO scores will determine monthly payments and ultimately, your purchasing power. This is so critical for new homebuyers to check your FICO scores and identify solutions to improve them before looking for a new home.

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Nathan Grant from Credit Card Insider says that closing a credit card will lower FICO credit scores. Say What!?! This is actually a strategy I use quite often to raise a consumer's FICO scores. He points out that there is a lot of misinformation, but he fails to realize, he is the one generating the misinformation by telling people to not close a credit card account.

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There is a lot of misinformation about credit and finances. A story generated by a reputable company, CNBC, says that a recent study from Lending Tree shows that consumer's scores drop when they purchase a home and take out a mortgage. This is absolutely incorrect! Have to call out this one.

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Follow those free online credit scores at your own financial peril. Such scores are different from the lender's FICO® scores and can cost you lots of money. Curtis found out the hard way.

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