Maximize Your Purchasing Power

Cutting-Edge Insight in Maximizing Your Home and Auto Purchasing Power.

Industry Leader in FICO® Score Improvement - Averaging up to 81 Points Higher

Programs

Program 1

Mortgage 850 (Gold Program)

Includes Mortgage 850, Auto Loan 850, FICO® Score Improvement Solutions, 3 Classic FICO Scores, Lender's Credit Report, FICO Score Analysis and FICO Score Tracking.

My Credit Plan will determine dozens of potential possibilities lenders never show you.

Setup: $99.95

Program 2

Credit Score Improvement (Silver Program)

Includes FICO® Score Improvement Solutions, 1 Classic FICO Score, Lender's Credit Report, FICO Score Analysis and FICO Score.

My Credit Plan offers personalized solutions - the industry leader.

Setup: $29.95

Start Here

A Monthly Fee Starts at $13.95 to Update Future FICO® Score Results

Pre-Registered

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For those already preregistered from an Affiliate Organization, enter your email address and click "Complete Setup".

COMPLETE SETUP

A GAME CHANGER FOR HOME BUYERS

It is the only way to describe this. This is totally different. It is something people haven't seen before.

That is why this is so important. We need everyone to grasp a hold of this and use it. Use it for their clients, use it for their employees, and use it for themselves.

Mayor Mark Shepherd

Co-Chair: American Housing Comeback Advisory Committee

Mortgage 850 – Improve Your Home Purchasing Power by as Much as 26%


WHAT DOES THAT MEAN? GET MORE FOR LESS

Mortgages are very complex. As a result, traditional lenders stick to their own mortgage processes, which restrict your ability to lower interest rates and payments by limiting your mortgage options. Mortgage 850 by My Credit Plan empowers you by revealing many new options so you can compare scenarios so you can make more informed decisions. Through its' (patent pending) innovative tools, Mortgage 850 takes you out of that lender's restrictive processes, by showing you dozens of new mortgage possibilities than any lender provides. By optimizing your mortgage opportunities, you could increase your purchasing power by tens of thousands of dollars - even without increasing your payment.

Mortgage 850 and My Credit Plan have taken many years to develop. Mortgage 850 has amazing insights and capabilities that no other resource can offer homebuyers, including lenders. Mortgage 850 is a partnership with Momentum Loans (NMLS#1606597) in an effort to help homebuyers understand critical insights and identify many more options than traditional lenders offer that help them improve their home purchasing power. Additional assistance is offered for Mortgage 850 clients that come from Momentum Loans licensed loan officers who are certified on Mortgage 850. There are additional mortgage insights and tools from Mortgage 850 that are only offered to clients of Momentum Loans because of proprietary reasons.

We welcome you to many new home buying possibilities. We welcome you to Mortgage 850!

Mortgage 850 by My Credit Plan addresses a vital community concern - affordable housing.

It offers substantive benefits by lowering closing costs and interest rates, which is a major challenge for homebuyers.

Deon Spiker

(Retired after 25 years)

VP of Mortgage Banking at Utah Housing Corp.

My Credit Plan is the Industry Leader in Credit Score Improvement—
Averaging as High as 81 Points.



My Credit Plan is the only program

that offers many more solutions by correctly answering the four critical questions to credit score improvement:

  1. What accounts to close or refinance
  2. What accounts to open
  3. What accounts to keep open and use
  4. What accounts to pay down by priority utilizing your resources

Unlike other so-called credit improving programs, My Credit Plan doesn’t recommend opening a new loan unless it will immediately (within a few weeks) improve your scores.

Join thousands of others who have seen positive results in just a couple of weeks. Unlock your future to lower interest rates and payments, more approvals, and greater financial freedom.

My Credit Plan has become an invaluable tool as it develops a plan that helps everyone increase their credit scores fast, taking the guesswork out of making the right financial decisions.

Sharlene Wilde

30+ years as a credit counselor

When One FICO Credit Score Point Higher Can Save You Thousands of Dollars, You Need to Know Your Lender’s 3 FICO Scores



There are 88 Different Credit Scores


88 different credit scores have been developed since the inception of the credit score in the mid-90's by FICO®. They are all different. These 88 credit scores can vary wildly by as much as 100 points.

The credit score on your credit card statement is always different than the credit scores used for a mortgage or auto loan. If a credit score is not used by a lender for a loan approval, there is no real value to that credit score since all 88 scores are different.

Lenders use 'Lenders' credit scores like school grades. One point off and you will receive a different 'Loan grade', which impacts your purchasing power by thousands. There are up to 10 different credit score grades where one point high can save you lots of money.



Why are there so Many Different Credit Scores?

Companies create different credit scores to draw attention like social media 'likes'. These companies make money even if they offer you a credit score not used by any of your lenders. My Credit Plan provides the 3 FICO Scores used by most lenders and the solutions offered are to improve these FICO Scores.



AS HIGH AS 81 POINTS

SEE HOW HIGH YOU CAN GO!

YOU CAN DO THIS – LET'S MAXIMIZE YOUR FICO SCORES