92% Success Rate

Your Lender's FICO Scores * Many More Solutions * Better Results

1. Access Your Lender's Credit Report & FICO® Scores

Know Before You Go!

Review your Lender's Credit Report and 3 Classic FICO Scores before you look for a home - these scores are used by all mortgage lenders and most auto lenders for loan approval.

2. Identify Solutions

Want to Improve Your FICO Scores

MCP analyzes your entire credit report to identify:

  1. Accounts to close
  2. Accounts to open
  3. Accounts to use
  4. And accounts to pay down

3. Receive Monthly Updates

Check Your Scores' Progression

My Credit Plan provides monthly or bi-monthly updates (you chose) to your Classic FICO Scores. These updates don't lower your scores.

Don H

We saved over $5,800 on our one-time mortgage insurance premium by raising our credit scores over 65 points within two months. This program rocks!!

Whitney B

I raised my credit score by 80 points in less than three months. Now we are ready to buy a house. My Credit Plan is so helpful to use. Thank you.

Rosa A

We cannot thank My Credit Plan / FFEF enough. We were able to lower our monthly mortgage payment by $126 when we purchased our new house, simply by raising my husband's credit score from 588 to 663 within 75 days. With the higher credit score, we qualified for a lot lower interest rate on our mortgage. We followed the plan found with My Credit Plan and this helped us raised my husband's credit score. We are grateful to all who helped us. This has been a great experience. My questions were always answered and realistic expectations were met. Highly recommend to anyone who needs help.