1. Access Your Lender's Credit Report & FICO® Scores

Know Before You Go!

Review your Lender's Credit Report and 3 Classic FICO Scores before you look for a home - these scores are used by all mortgage lenders and most auto lenders for loan approval.

2. Identify Solutions

Want to Improve Your FICO Scores

MCP analyzes your entire credit report to identify:

  1. Accounts to close
  2. Accounts to open
  3. Accounts to use
  4. And accounts to pay down


3. Receive Monthly Updates

Check Your Scores' Progression

My Credit Plan provides monthly or bi-monthly updates (you chose) to your Classic FICO Scores. These updates don't lower your scores.