No. Credit repair companies are for-profit businesses that repeatedly send ongoing dispute letters to the three major credit bureaus.
They request the credit bureaus to remove negative account items on a person's credit report regardless of their legitimacy or accuracy. Traditional credit repair is reactionary.
My Credit Plan is a proactive forward-looking program providing solutions to complex credit score issues.
Rather than simply disputing negative credit items, whether correct or not, our clients will achieve better long-term results by following a personalized plan-of-action.
By utilizing My Credit Plan, FFEF teaches clients to engage the processes to enhance their credit.