No. Credit repair companies are for-profit businesses that repeatedly send ongoing dispute letters to the three major credit bureaus. They request the credit bureaus to remove negative account items on a person>rsquo;s credit report regardless of their legitimacy or accuracy. Traditional credit repair is reactionary.
My Credit Plan is a proactive forward-looking program providing solutions to complex credit score issues. Rather than simply disputing negative credit items, whether correct or not, our clients will achieve better long-term results by following a personalized plan-of-action. By utilizing My Credit Plan, FFEF teaches clients to engage the processes to enhance their credit.