AUTHORIZATION

I hereby authorize CoreLogic Credco, LLC (“CREDCO” or “FAC”) to obtain my consumer report/credit information, credit risk scores and other enhancements to my consumer report (hereinafter collectively referred to as “Report”) from one or more of the three national credit repositories (Equifax, Experian, Trans Union) and provide a copy of the Report to my housing counseling agency, FFEF (“Counselor”) for Counselor to provide housing counseling services that include (a) homebuyer education, including pre-purchase counseling for HUD approval; (b) pre[purchase counseling; (c) mortgage delinquency; (d) loss mitigation; (e) post-purchase including home improvement and rehabilitation; (f) home equity conversion mortgage; (g) mobility and relocation assistance; (h) renter’s assistance and public housing; (i) money/debt management; (j) fair housing assistance; and / or (k) homeless counseling. This authorization is intended to comply with a consumer report request as set forth in 15 U.S.C.1681b(a)(2).

I acknowledge that the Report is provided “AS IS” AND THAT CREDCO OR FFEF MAKE NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE AND IMPLIED WARRANTIES ARISING FROM A COURSE OF DEALING OR A COURSE OF PERFORMANCE WITH RESPECT TO THE ACCURACY, VALIDITY, OR COMPLETENESS OF THE REPORT OR THAT IT WILL MEET MY NEEDS AND CREDCO EXPRESSLY DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES.

I recognize that the accuracy, validity or completeness of the Report provided by CREDCO is not guaranteed by CREDCO and FFEF and I hereby release CREDCO, FFEF, and CREDCO’s and FFEF’S parent, sister, affiliated companies, successors and assigns and its and their directors, officers, agents, employees and independent contractors (collectively, “CREDCO’s Affiliates”) from any liability for any negligence in connection with the preparation of the Report and from any loss, damages, expenses, costs or obligations of any kind and nature whatsoever suffered by me resulting directly or indirectly from the inaccuracy, invalidity or incompleteness of the Report.

I covenant not to sue or maintain any claim, cause of action, demand, cross action, counterclaim, third party action or other form of pleading against CREDCO or CREDCO’s Affiliates for damages based upon the inaccuracy, invalidity or incompleteness of any Report provided by CREDCO hereunder. If one or more of the provisions, or a portion of a provision of this document are held for any reason to be invalid, illegal or unenforceable, such invalidity or illegality or unenforceability will not affect any other provisions of this document, and this document will be construed as if such invalid, illegal or unenforceable provision had not been contained herein.