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Congratulations Connie by raising your credit score 147 points in 48 days! | Federal Court in San Francisco preliminarily agrees to $142 million settlement for opening 3.5 million unauthorized accounts in behalf of their consumers. | Fannie Mae / Freddie Mac are allowing mortgage lenders to increase consumers total debt ratios to 50% (from 45%) on some loans which will help thousands of potential homebuyers to qualify for homes with higher sales prices. | In a May 2017 study, My Credit Plan has had a 91% success rate in increasing FICO credit scores for those consumers enrolled. |