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Important to Know: Credit Freezes Do Not Prevent Someone from Opening a New Account | The Fallout from the Equifax Breach will Require All Consumers to Check their Credit Reports Multiple Times a Year | Remember, Credit Monitoring is Usually Focused on One Credit Bureau, and not All 3 Credit Bureaus. Since Many Lenders Only Utilize One Credit Bureau, it is Best to Check All Three Credit Bureaus Every Few Months. | Congratulations Connie by raising your credit score 147 points in 48 days! | In a May 2017 study, My Credit Plan has had a 91% success rate in increasing FICO credit scores for those consumers enrolled. |