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Gold: Lender's Report, Lender's Scores, Analysis
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My Credit Plan Blog

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Latest News and Updates

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Going from a 603 to a 815 credit score! Kevin had a low Classic FICO® credit score of 603. He didn't know where to go or what to do. He heard of My Credit Plan and decided to give it a try. He followed its counsel not knowing what to expect. His results left him stunned when he saw his 815 FICO Credit Score, 212 points higher! "All I did was follow what it (My Credit Plan) told me to do!"

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$1.9 trillion – that is a lot of money. When politicians market this amount as stimulus to help all Americans, we have to realize it will help a few much more than most everyone else. President Joe Biden has said every taxpayer will receive $1,400 in this stimulus. There is a problem though. Take $1.9 trillion and divide by the number of United States taxpayers –144.3 million according to the Tax Foundation – and each taxpayer should receive $13,167. There is a huge difference between $1,400 and $13,167 – only $11,767! Where’s that extra $11,767 going? This is where most Americans lose.

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The pandemic has really changed the way loans are repaid and how it impacts a person’s credit sanding. Several politicians have asked lenders to skip payments on a variety of loans including mortgages, auto and credit cards. We now have some political leaders asking lenders to not only skip loan payments, but also are asking the government to forgive the education loans for many students. So, what they are saying is a loan doesn’t have to be repaid according to the terms of the agreement, right? Where are we going with this?