Do you know when a lender's inquiry lowers your FICO scores? Or how your interest rate is determined on your mortgage? And the best loan to take out when trying to reestablish and build your FICO scores the fastest?

Understand how your purchasing power is impacted from your credit scores - even one point. Once you know the insights to how lenders use credit scores, you can maximize your purchasing power. This is for everyone to know.

Know what is the best credit account to open for a 18 year old? Know how the balance is determined on the utilization ratio? How long does a hard inquiry impact a credit score? Find expanded explanations to these questions and more.