In an effort to address the inflation problems, the Federal Reserve has been on a march to higher interest rates. This powerful counter action over the last year has had unintended consequences and has lead to a housing deficit. It is impacting millions across the country and will take a generation to resolve unless the Federal Reserve takes some counter actions.

It seems like year after year, auto, home and other insurance premiums keep going up. How can you fight back and lower your insurance premiums? There are a few steps to follow to try and lower the pain.

I told you so last year.