Knowing the difference between a credit suggestion and a credit solution can save you a lot of money. It can mean the difference between a credit score increase say 3 or 4 points, while a credit score solution can increase your scores at least 30 to 40 points in most situations.

The housing market in many parts of the country is really hot. Home values have increased at levels never before seen. Interest rates have also increased, raising the borrowing costs for those looking to purchase a new home. The principal and interest payments have increased an alarming 14% in the last 12 months.

My Credit Plan has fantastic results for 2021. An average of 81 point improvement for those users who utilize MY Credit Plan. Compared to Experian Boost's average of 12 pints, My Credit Plan averages almost 7x better. Many more consumers are leaving Experian Boost and other credit programs and coming to My Credit Plan to help them with their FICO scores.