The State of Utah has funded Mortgage 850 to help more Utah homebuyers improve their home purchasing power. Christine Flores with KUTV (CBS) in Salt Lake City reports about a young couple who utilized Mortgage 850 which has given them a roadmap to homeownership.

Most homebuyers are ending up with a higher interest rate than what is the lowest interest rate. A recent review of over 1,600 mortgages in 2025 discovered that 68% of those mortgages had a higher than the lowest interest rate offered at that time.