My Credit Plan Blog

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Al Bingham
Al Bingham

 

Al Bingham is nationally recognized for his extensive research, insight and knowledge on purchasing power, credit reports and especially FICO® credit scores. From his extensive knowledge, Al has provided commentary in over 200 television news stories for many media outlets including US News and World Report, Fortune Magazine, CNBC, CBS and ABC affiliated stations along with a host of other national and regional media.

Al would like to help you find solutions to your credit questions, and identify solutions to improve your FICO scores, which ultimately leads to an improved purchasing power – which means purchasing more for less!

Al offers his insight through the My Credit Plan blog.

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There is a lot of misinformation about credit and finances. A story generated by a recent study from Lending Tree shows that consumer's scores drop when they purchase a home and take out a mortgage. This is absolutely incorrect! Have to call out this one.

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Follow those free online credit scores at your own financial peril. Such scores are different from the lender's FICO® scores and can cost you lots of money. Curtis found out the hard way.