The pandemic has really changed the way loans are repaid and how it impacts a person’s credit sanding. Several politicians have asked lenders to skip payments on a variety of loans including mortgages, auto and credit cards. We now have some political leaders asking lenders to not only skip loan payments, but also are asking the government to forgive the education loans for many students. So, what they are saying is a loan doesn’t have to be repaid according to the terms of the agreement, right? Where are we going with this?