My Credit Plan Blog

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My Credit Plan is the nation's leading FICO® Score improvement program with an average score improvement of 73 points! If you want to increase your FICO scores, set up an account today and start your credit score journey to higher levels! There is a minimal charge for services. My Credit Plan and its blog is operated by Family Financial Education Foundation, a 501 (c) (3) non-profit credit counseling agency. This blog offers many unique insights from direct research. My Credit Plan's blog and website are designed to help you find the correct answers to many of your questions, explain why, correct misinformation, and identify solutions to improve your FICO scores. Let’s go! (Information referenced on this blog must be sourced.)

There are a few credit scores improvement programs available to consumers. Which program is better for you? Which credit score improvement program offers superior results. At the midyear of 2020, My Credit Plan exceeds other programs such as Experian's Boost. Let's take a look.

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No. That's not how the lender's Classic FICO scores work.