Silver: Lender's Report, Lender's Scores
& Analysis

Only $59.95
Get Your . . .
  1. FICO® Credit Scores Lenders use
  2. Complete Credit Score Analysis
  3. Potential Mortgage and Auto Loan Qualifications

Gold: Lender's Report, Lender's Scores, Analysis
& Steps to Score Improvement

Only $79.95
Get Your . . .
  1. FICO® Credit Scores Lenders use
  2. Complete Credit Score Analysis
  3. Potential Mortgage and Auto Loan Qualifications
  4. Personalized Solutions to Higher FICO® Credit Scores

My Credit Plan Blog

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Latest News and Updates

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Many new homebuyers have little-to-no understanding how FICO scores will determine monthly payments and ultimately, your purchasing power. This is so critical for new homebuyers to check your FICO scores and identify solutions to improve them before looking for a new home.

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Nathan Grant from Credit Card Insider says that closing a credit card will lower FICO credit scores. Say What!?! This is actually a strategy I use quite often to raise a consumer's FICO scores. He points out that there is a lot of misinformation, but he fails to realize, he is the one generating the misinformation by telling people to not close a credit card account.

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There is a lot of misinformation about credit and finances. A story generated by a recent study from Lending Tree shows that consumer's scores drop when they purchase a home and take out a mortgage. This is absolutely incorrect! Have to call out this one.

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Follow those free online credit scores at your own financial peril. Such scores are different from the lender's FICO® scores and can cost you lots of money. Curtis found out the hard way.