Related Posts

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  The Differences between Online Credit Reports and Lender’s Credit Reports

  When you look at a credit report online at one of the many “free” websites, do you think you are seeing all the information found in your lender’s credit report? Are the credit reports the same or are they different? If they are different, what information is missing from those free online credit reports? To let you know, the credit reports found online are vastly different than the ones lenders use. A credit report found online is called a “consumer credit report” while a “lender’s credit report” is one used by lenders. You need to know the differences. Knowing what is in your lender’s credit report gives you accurate and real time information. The free consumer online credit reports give you a partial glimpse of your lender’s credit report – it does not give you the same information found in your lender’s credit reports. The more important question is; where can you get access to your lender’s credit report and review it?
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  Clients of My Credit Plan are Averaging a Whopping 56 Points Higher in 2020!

  There are a few credit scores improvement programs available to consumers. Which program is better for you? Which credit score improvement program offers superior results. At the midyear of 2020, My Credit Plan exceeds other programs such as Experian's Boost. Let's take a look.
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  2019 Results for My Credit Plan are Exceptional

  My Credit Plan has released its 2019 results – and it shows phenomenal success. The average Classic FICO® score increased 53 points for those who enrolled into My Credit Plan during 2019 – which means an improvement between 2 to 3 grades better in mortgage and auto loan terms. That is a lot of money saved by lower interest rates and fees.
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  Expanded Explanations for the October 2019 Survey

  Know what is the best credit account to open for a 18 year old? Know how the balance is determined on the utilization ratio? How long does a hard inquiry impact a credit score? Find expanded explanations to these questions and more.
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  Your Credit Utilization Ratio is NOT 30% of Your Credit Score

  Nicolas Vega, a business reporter at CNBC, misled thousands of consumers by his recent article that credit utilization ratio makes up 30% of your FICO® credit scores. His statements are incorrect, inaccurate, and misleading. There are several other debt-related factors that have an impact on FICO credit scores.
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  Knowing the Difference Between Credit Suggestions and Credit Score Solutions

  Knowing the difference between a credit suggestion and a credit solution can save you a lot of money. It can mean the difference between a credit score increase say 3 or 4 points, while a credit score solution can increase your scores at least 30 to 40 points in most situations.