My Credit Plan Blog

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My Credit Plan is the nation's leading FICO® Score improvement program with an average score improvement of 73 points! If you want to increase your FICO scores, set up an account today and start your credit score journey to higher levels! There is a minimal charge for services. My Credit Plan and its blog is operated by Family Financial Education Foundation, a 501 (c) (3) non-profit credit counseling agency. This blog offers many unique insights from direct research. My Credit Plan's blog and website are designed to help you find the correct answers to many of your questions, explain why, correct misinformation, and identify solutions to improve your FICO scores. Let’s go! (Information referenced on this blog must be sourced.)

There are a few credit scores improvement programs available to consumers. Which program is better for you? Which credit score improvement program offers superior results. At the midyear of 2020, My Credit Plan exceeds other programs such as Experian's Boost. Let's take a look.

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Credit score requirements for mortgages, auto loans, credit cards and other loans are all going up. For those who have excellent FICO scores, there is not a lot to be concerned about. For those with less than excellent FICO scores, the financial impact is even more astonishing. What credit score improvement program gets superior results? Let’s go through them.

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My Credit Plan has released its 2019 results – and it shows phenomenal success. The average Classic FICO® score increased 53 points for those who enrolled into My Credit Plan during 2019 – which means an improvement between 2 to 3 grades better in mortgage and auto loan terms. That is a lot of money saved by lower interest rates and fees.